Saving Tips

  • 5 Things That Will Be Cheaper In 2020

    People that have been saving their money and waiting for a price drop on certain things are going to be amazed by the deals that they are able to find in 2020. There are certainly some things that are going to cost
    less than before because economies of scale have changed, and a lot of this has to do with technology.

    1. Portable Hard Drives

    Portable drives are going to cost even less in 2020 than these devices have been before. More people are utilizing cloud storage. A lot of websites are giving people access to free drives
    in the cloud so they are utilizing fewer portable hard drives to save and transfer their files.

    2. Wired Headphones

    It's hard to go to any mall or gym and not see a parade of teenagers walking around with Bluetooth compatible headphones that have no wires. This is great for the consumer that is looking for headphones at lower prices. The Bluetooth headphones are trendy, but these headphones and air pods are also expensive. People that have been waiting for some of their favorite wired
    headphones to become cheaper are finally going to get their wish as more consumers flock towards wireless headphones.

    3. DVD/CD

    People that still want their physical DVD or CD for entertainment purposes are going to find these prices much lower as well. There is a shift in the culture where a lot of people are streaming. More people are also looking at the comeback of vinyl. The LP is something of a novelty again, and people are finding themselves paying more for an LP than they are for a compact disc. This is the reverse of how things were when the compact disc was initially released to the public.

    The DVD is also cheaper because more people are into streaming movies and shows. There are some stores that are even providing DVD box sets for whole seasons of shows for less than $5. This is almost unheard of, but even the Dollar tree stores are selling Blu-ray DVDs for consumers for a $1.

    4. Smart Phones

    The smartphone market continues to evolve, and people that are interested in smartphones would definitely be able to get these devices for less. There are a number of different types of smartphone models on the market, and the acceleration of the new updates for these phones is always changing. New smartphones are being released in less than a year's time. This means that this constant change in phones is going to result in a surplus in older models. This means that these phones are going to be discounted.

    5. Food Delivery Services

    The concept of food delivery service is also something that is evolving. More people are looking at apps and their ability to order things online. Abundant food delivery lead to more competition, and food delivery services will become cheaper because there is no monopoly. Customers will have more options, and they can choose the low cost options.

  • Until when can you return gifts?

    When Christmas comes around there is a lot of gift giving, but one of the busiest days is the day after Christmas. This is the time when people start looking for opportunities to bring back the gifts that they do not want. Some people will wonder how many days they have to do returns. It all depends on the policy of the store.


    Walmart is one of the more lenient stores when it comes to policies on refunds. People that get gifts from this store can come in with returns at any time. As long as the item scans in the register there is no time frame that will void a returned gift item. There are some limits, however, in terms of the amount that can be received on the item if the price changes. If, for example, a gifted item gets marked down as a result of a price rollback or a clearance sale this item is going to scan with the new lower price. That means that it is a better idea to return the item as soon as possible in order to receive a full discount.

    The Standard For Many Other Stores

    In most cases there are people that are returning to stores that are going to be bringing back items that are part of a 30-day return policy. This tends to be the standard policy for most stores. That means that there are more people that going to be looking for opportunities to bring back the presents before this window of opportunity closes.

    It really helps to be conscious of the time line in which the gifts are able be returned. Some people will find themselves with a gift that can't be returned because the window has passed without their acknowledgement. There are people that buy things online that they will be returning in stores. Getting this information beforehand is the best way to ensure that money is not lost on a gift that is too small or too tight.

    Limited Returns

    There are other stores that have more of a limit policy for the customer gift returns. These are going to be the stores that have a 14-day policy for returning products, and there may also be certain specifications about the condition of the products as well. It is best to call the stores in these cases and get precise information about how these policies are going to work.

    Time Of Purchase

    The most important thing that anyone should know when it comes to returns is that there are going to be presents that have been purchased long before Christmas Day. That is why people should work on returning the presents as soon as possible. When people make these returns earlier they have a better chance of getting their money back in full. There are family members and friends that are considerate enough to provide return receipts to make the process easier for those that are unsure of how much time they have.

  • The best home gym equipment for the new year!

    Deciding on the right equipment for your home gym can be challenging. Additionally, although there are a variety of options, choosing workout equipment requires you to consider such things as the quality and versatility of the equipment while also considering your own fitness needs.

    1. Flybird Adjustable Bench

    The adjustable bench from Flybird was specially designed with the expert guidance of fitness professionals. Constructed of commercial steel, this bench provides a stable workout as well as a 500-pound weight capacity. Moreover, this bench provides four seated positions and six back positions, allowing you to enjoy a variety of workouts. You can also adjust the bench to lie flat, giving you the ability to target additional areas during your workout routine.

    In terms of comfort, at 1.8 inches thick, the padding provides firm yet soft support. Finally, this bench folds, making storage easy in smaller workout areas.

    2. First Place Mini Band XL

    If you are looking to add some variety to your home workout and have limited space, you should consider these mini workout bands from Amazon. Perfect for both upper and lower workouts, these resistance bands help you target specific areas, such as your hips and shoulders.

    These resistance bands come with seven detailed exercises that guide you through the proper preparations as well as the entire exercise routine, which provides you a solid foundation to get you started.

    3. Weider Ultimate Body Works

    If you are looking for a multi-purpose workout bench, you should consider the Ultimate Body Works bench from Weider. The versatile design allows you to infuse your current workout with new and challenging routines. For instance, this bench includes a rolling seat that slides back and forth, and this mobility allows you to perform fluid movements you cannot achieve with a conventional bench.

    Another great feature is the inclined platform, which allows you to easily adjust the bench to your size, strength level, and workout goals.

    The included stretchy bands can help you take your workout to a new level as they provide up to 50 pounds of increased weight resistance beyond your current body weight. Finally, the workout guide provides expert guidance, making this bench an undeniable powerhouse among workout benches as it provides everything you require.

    4. Exerpeutic Folding Magnetic Upright Exercise Bike

    The upright exercise bike from Exerpeutic is a perfect choice for anyone wanting to shed pounds and improve their overall cardiovascular health. For instance, this upright bike will support up to 300 pounds, is designed to allow for quick and easy access for you to get on and off safely, and comes with a large and amply cushioned seat for maximum comfort.

    For an individualized workout, you can simply choose between the eight available levels of magnetic tension. This bike's large display allows you to easily track your progress and includes workout information, such as speed, calories burned, and distance. You can also monitor your heart rate via the pulse sensors. Finally, this bike folds, allowing for easy storage in any home gym.

  • Amazon Prime day versus Amazon on Black Friday- which has better bargains?

    Amazon's Prime Day is a day, or two, where Prime members can snag some exclusive deals. These deals are in comparison, if not better than the deals all customers receive on Black Friday. Which day has better deals, though?

    The numbers do not lie. Amazon started the exclusive day of deals for Prime Members to celebrate its twenty-fifth birthday in 2015. Let us take a closer look at the deals for these 2 days. We will then give you a clear understanding of which day is better to shop.

    What is Amazon Prime Day?

    It is a day set up exclusively for Prime Members. If you are a Prime Member of the site, you can save with the many deals available to you. The first-ever day set aside exclusively for Prime Members was July 15, 2015. Some think it was an over-rated publicity stunt.

    It was started as a way for the company to give back to its members. It was a way to celebrate their twenty-fifth birthday. The birthday celebration was a success and the company has continued hosting the event every year since. Every year, the event gets better.

    The 2019 event was the best so far. In July 2019, the event was hosted for 48 hours. Prime Members saw the best deals near the end of the 48-hour event. Every year, the event boasts better numbers than the immediate preceding year. It appears the company has found itself a keeper sale.

    What About Black Friday?

    It is the accepted term for the Friday following the Thanksgiving Day Holiday. Every year shoppers go to a day-long event of shopping and starting their Christmas shopping list. All stores both brick-and-mortar and eCommerce put on specials to attract the most customers.

    The first Black Friday event was held in 1952. Despite this, the term has not been used to describe the day until recent decades. Amazon is no stranger to hosting sales on the Friday after Thanksgiving. The site offers many sales that usually begin late on Thanksgiving Day. The sales are plentiful and the day usually boasts profits for the company.

    The deals site-wide are extraordinary. These sales are open to all visitors to the company's site. You do not have to be a Prime Member to snag a deal with this sale. So, which day has the better deals? Read on to find out.

    The Better Deals

    Some companies have followed the deals for Amazon's 2 biggest sale days. These studies are ongoing and they state that the Prime Day deals might be slightly better than the other. It might be because of the way the site owner and operator value the customers who visit.

    Whether the trends will hold up for the year 2019 is still to be answered. The day for Prime Members has passed. But, we have yet to kick off the 2019 Holiday shopping. We cannot be certain if the Day for Prime Members was better in 2019. If the trends hold up, though, it was.

  • The Lowdown on Refurbished Tech

    Businesses have long known that refurbishing tech is a smart idea. Even older equipment can be beneficial for a company, as long as it's in working order.

    So what is the lowdown on refurbished tech?

    It's simple. As long as the company doing the refurbishment knows its stuff, it's a great way to save money. Companies that buy a lot of technology products love this option because the savings are significant. The result is the devices work the same way, so it's money savings.

    Shop Wisely for the Best Deal

    This type of equipment may even carry a warranty, which means it's comparable to the brand new options. For tech like servers, an older computer runs reliably, especially when refurbished with new parts. Check out all the details of the job before making a purchase.

    Purchasing refurbished tech is also a good idea from an environmental standpoint. It's not okay to get rid of all devices as soon as new ones come online. Most of them will perform for years without any significant issues. Why send something to a landfill prematurely? If you usually throw out working tech, consider selling it instead.

    Go for the Highest Value

    The criteria for judging older equipment is similar to new tech. If the specs of a computer, for instance, meet the requirements to run a program, it will work for your purposes. There's no reason to spend too much on say a backup DNS server. If it's a non-essential networking device, it can run for years and perform its job.

    Expensive equipment is often a deal when refurbishing is complete. If you're looking for a pricey, unique item, going this route will make a lot of sense.

    The other obvious question to ponder is how much of a return this investment will make. The reason to save money on a piece of technology is to earn a higher profit faster. Since you pay out less upfront, you'll get your cash returned quicker. That's another reason refurbishment remains an option. Companies that are buying a lot of technology will realize gains even faster, at scale.

    Earn the Highest Rate of Return

    Now you understand why refurbishing makes sense. Even in the event of replacing your technology, consider fixing it, and then reselling it. If you're able to add value in the supply chain, you'll recover extra profit.

    For redundant technology, it's not a big hassle to have downtime when you fix up an older unit. If the work it's performing is in a backup capacity, you can take it down fast and put it back up in short order. Even for more complex projects, you can minimize downtime. With an efficient maintenance plan in place, the technology will stay working its best.

    Now is the time to discover the benefits of refurbishing technology. The lowdown is, it's a solid plan that helps businesses and individuals around the world get more for their money. It also helps the planet, because there's less garbage for the landfills. Not only that, this type of device provides the person or company with the highest possible ROI because of the steep discounts.

  • 10 Must Have Back to School Items!

    Are you dreading those busy store aisles and seemingly never-ending supply lists? You can breeze through your shopping experience this year with these 10 must have back to school items!

    Basic 3-Ring Binders
    There is no doubt that you will need plenty of 3-ring binders. Choose between a variety of colors and even cover pocket options.

    Post-It Flag + Ballpoint Pen and Highlighter

    The Swiss Army Knife of the studying world, the Post-It Flag + Ballpoint Pen and Highlighter is exactly everything that the name implies. Take notes while you're studying, uncap the highlighter to mark key ideas you've read, and pull off a Post-It tab to mark your page all with one tool.30 Count Elmer's All Purpose Glue Sticks
    You likely have a ton of glue sticks to purchase. A 30 count box of Elmer's All Purpose Glue Sticks will provide you with plenty for the whole year. Plus, they're non-toxic and washable!

    Multi-Colored Flash Drivers
    Most reports require a flash drive to transport from home computers to school. With a multi-color pack of flash drives, you can select a color for each child or each subject!

    Digital Alarm Clock with Snooze
    A digital alarm clock with optional snooze is the perfect item to add to your supply list. With such an affordable price tag you can get one for each child in your home.

    4 Pocket Wall Organizer
    The 4 pocket wall organizer is perfect for dropping papers in that need to be signed or looked over by parents, or even organizing homework for the week. Use one for the whole family or purchase each child their own.

    Organizer Caddy
    Avoid the inevitable cries of missing pencils, markers, crayons, and any other necessary items to complete homework. With an organizer caddy, you can keep all necessary supplies together where kids can find them with ease.

    June 2019- July 2020 Wall Calendar
    Keep the whole family on track this year with a June 2019 through July 2020 wall calendar. With a wall calendar you can see the entire year's events, holidays, days off, and appointments all at once.

    Hands-Free Toothpaste Dispenser
    No more messy sink, squished up tubes, or missing toothpaste caps. A hands-free toothpaste dispenser allows your kids to take care of their morning routine independently without you having to clean up afterward. Plus, most brands come with an included toothbrush holder.

    Dry Food Dispenser
    Sticking with the theme of keeping clean and encouraging independence, a dry food dispenser should be at the top of your must have supply list. Fill with your children's favorite cereal or oatmeal and the rest is on them. With a simple twist of the handle, a serving size of cereal will flow out effortlessly into their waiting cereal bowl making for a mess-free breakfast experience for all.

    With this list of 10 must have items your shopping experience will be hassle-free, and so will your back to school routine.

  • How to score deals on Ebay

    On eBay, there are many products with a high price tag or starting bid. To successfully win auctions without spending a lot of money, you'll need effective eBay strategies. In this blog post, you'll discover tactical ways to save money on eBay.

    Place Bids Based on Previous Sales

    Most people spend more cash than they should on auction items. If you want a great deal on specific products, research previous listings. In most cases, newer items will sale at these prices again. However, to be successful using this buying tactic, you'll have to be patient.

    Begin the process by visiting the advanced search area. Then, make a list that includes the maximum amount of money that past buyers spent on an item. You should only make bids based on the five lowest amounts that people paid during past auctions.

    Seek Bargains

    To score big deals, you'll have to buy items in bulk. The big benefit is that bulk listings never have a lot of competition, so you can take your time scouting bundles without managing bids. You can find bulk bargains in the Collection Only area after accessing the advanced search settings.

    Pinpoint Misspelled Items

    In some cases, a few listings will have misspellings. These listings won't get high volumes of traffic because most buyers enter correct spellings when they search for popular items. As a strategic shopper, you can score deals by taking advantage of these errors since they will have very low competition.

    The only way to find different types of misspellings for various items is by using software that detects errors. These applications make the scouting process easier because they effectively compile many misspelled combinations. If you want a variety of results, simply run different spelling error tools by different developers.

    Bid Strategically on Listings

    Most listings end during the day. If you want a reasonable deal on great items, you may need to make bids on auctions that end after midnight. These auctions will have very low competition because most people who may want to bid will be asleep.

    To find late night listings, you could conduct a manual search. However, if you want more options and faster results, use an app that compiles information about auction times instead.

    These strategies can help you save cash during auctions. To maximum your savings, try to bid on listings that have free shipping or a flat shipping cost.

  • 5 Top Trending gifts for Christmas 2018!

    Christmas is just around the corner. Finding the perfect gifts for everyone on your list can be a momentous task, especially for the person who has everything. If you want to keep up with the seasonal trends, then here are five hot ticket items for 2018:

    1. LOL Surprise Dolls

    If you have an 8-12-year-old girl to buy for this year, then you must know everything about LOL Surprise Dolls. The surprise is you have no clue what you are getting until it’s unwrapped. The ultra-cool dollies and animals are all the rage. They went to market before the Christmas season in 2017, but they were undetected until recently. Still, store shelves can barely keep these dolls in stock. A recent poll showed that most preteen girls have about 45 dolls and pets in their collection. At about $10 for each egg, they are an affordable present idea. Of course, they have larger and costlier sets for the avid collector too.

    2. Nintendo Switch

    The Nintendo Switch came out last year. However, it was at the top of the price point for video games and unaffordable to many. Yet, jumping back on for an adventure with Mario and Luigi has many people putting this game system on their wish list. The price is more affordable, and since Nintendo is releasing a new version in 2019, they are eager to sell off the older model. With a better cost and more hype, the super portable gaming unit is flying off shelves.

    3. Amazon Echo

    If you have Siri for your cell phone, then you need an Echo for your home. When Amazon put the Echo Dot on sale for $20 over Black Friday weekend, they were filling orders as fast as they could. What’s so special about this little box? Well, it can tell you the weather, play a song for you, answer internet related questions, and do 100 other things too. People have finally embraced these devices, and their new, lower price point, makes them a hot Christmas gift idea for the 2018 season.

    4. Amazon Fire Stick

    More people are ditching cable and opting for an internet-based service. With the Amazon Firestick, the choices are endless. Giving this gift allows people to watch all the shows and movies they could want without paying a dime. Since they start at around $39.99, the price point is on target for budget-conscious shoppers. All that is needed is a good internet connection, which most households have.

    5. Little Live Pets

    Children are enthralled with pets that chirp, bark, wag their tail and appear lifelike. Parents love them because while they are animated, they don’t come with the high cost and responsibilities of a real pet. This years’ new hot animated items are the Little Live Pets. Select from birds, turtles, puppies, and even a unicorn. Since it’s gender friendly, both boys and girls will appreciate these interactive marvels.

    Selecting the right gifts this holiday season can be difficult. However, if trends tell you anything, the electronic gadgets and gizmos are still the hottest sellers!

    Readers share your feedback below on past gift ideas that have worked for you teens, moms, dads and kids!
  • 10 Best Items To Buy In December!

    Tis the holiday season and everyone is out shopping for that perfect gift. While gift giving is what this time of year is all about, don’t forget to stock up on some low-cost household essentials. Did you know in the month of December there are fantastic prices on things you need year-round? Here are the ten things that you should only buy at year’s end.

    1. Televisions

    On Black Friday, television prices were so low, and you could buy two or three for the price of one regularly priced set. One retailer had a 65-inch smart tv with 4K technology for only $400. While you may not be one of the lucky ones to cash in on this offer, you could nab a 60 inch for around $598 too.

    2. Washers and Dryers

    It’s not much of a Christmas gift, but you can score a front loader set with large capacity and pedestals for around $1,500. The average cost of these items would be approximately $2,200-$2,500. Talk about a savings!

    3. New Cars and Trucks

    Yes, even the car industry wants to get in on the sales action. Even if you don’t have the budget to give a car as a gift, the new family van may be at a price you can afford. Watch the sales closely in December, because you may want to upgrade now and save.

    4. Summer Items

    Do you want a new patio set or grill for your porch? Well, anything left over from the summer must go. Ask your local store if they have any items in the back. They are trying to move this stuff so that they can get the Christmas goodies out. You can score a nice swingset for a backyard for about one fourth to one half of the original cost.

    5. Video Game Systems

    Video games are always a hot ticket gift item. However, when the old version from the previous year is about to be replaced, you can get a steal on the model currently out. For instance, Nintendo is replacing their Switch with an upgraded version in the later part of 2019. So they have reduced the prices on the consoles out in stores now. It’s a win-win for all.

    6. Clothes

    Whether you want designer duds from the big names or you prefer to go to a department store like Nordstrom Rack for your threads, chances are you can get a good deal. There are plenty of coupons and discounts that are floating around to take advantage of. Why not stock up on your summer wardrobe when things are reduced?

    7. Air Conditioners

    If you live in a hot climate, you may have thrown out old window units that lost their refrigerant. Since these items are not in demand, it’s the perfect time to replace them. Expect to save around 50 percent off the retail cost by purchasing at the end of the year.

    8. Airline Tickets

    Thinking ahead is always a good thing when it comes to the airline industry. You can book your flight for up to a year in advance when you purchase your ticket during the holidays. Can’t think of a gift for your parents or spouse? Why not give them a round-trip flight to the destination of their dreams?

    9. Cruises

    Even the cruise industry wants a piece of the holiday pie. You can get fabulous vacation destinations to help you get over the winter blues. Make sure to be flexible on your dates, and the duration of the cruise, to obtain superior savings.

    10. Jewelry

    Whether you are proposing, replacing a ring, or want to buy something special, then you should take advantage of holiday sales. Plus, if you can wait till after the big day, then prices will be even more affordable.

    The best time to shop for Christmas related items is on December 26th. While stores have great sales to lure you in for holiday shopping, they won’t compare to cost the items on clearance after the crowds have gone.

  • Use Credit Cards not Cash for Your Holiday Shopping Season- Here's Why:

    The time to do holiday shopping for your friends and family members is now. Using a credit card instead of cash is more beneficial to you for a lot of reasons. The following are five reasons that using your credit card for your holiday shopping could be positive for you:

    1. It's Safer for You

    The biggest benefit of using a credit card to do holiday purchases is that it is safer for you than other methods are. If you use your card, you don't have to walk around with large wads of money in your pocket. You lower the risk of robbery and personal injury that way. You'll then be able to enjoy your time while Holiday browsing at Target, Kohls, Walmart or other public stores without extra worries.

    2. You Can Repay in Small Increments

    Another excellent reason to do your seasonal shopping with credit cards is that you have the option to pay back the debt slowly. You don't have to give away your entire paycheck. You can just borrow the money by using your credit card and then pay it back each month over time. You can pay for the goods until the next year when it's time to catch the Christmas blowout at Toys "R" Us for your kids.

    3. You Get Cashback Bonuses

    If you have a credit card that gives cash back bonuses, then you have yet another reason to do all of your shopping with your credit card. Cashback cards give you a certain percent back on your purchases. Depending on the card you have, you may be able to use your cash back to pay your monthly card bill.

    4. There's Online Shopping Convenience

    You can also do your seasonal shopping online if you use your credit cards. Nothing beats the convenience and the privacy of being able to just shop online for whatever you want. When you're ready to do your rounds of holiday buying, you can visit the website of a popular retail location and take your time. You won't be burdened by long lines, privacy breaches or any other inconveniences. You can take as much time as you need to ensure that you get everything that you want for the closest people to you.

    5. It'll Improve Your Credit Score

    Finally, it's good to use your credit card for important purchases such as the ones you buy during the holidays. Every time you use your credit card and then make payments on the balance, you improve your credit score. Ultimately, you want to have a credit score that's positive and high enough to whereas you can get the things in life that you desire. Card usage is important, but you also have to remember not to use too much of your credit so that you appear irresponsible. Use your card in moderation, and everything will be just fine. You'll have a happy and stress-free experience during the most family-oriented times of the year.

    Now you know why it's beneficial to use your credit card. It's time to start your holiday shopping right now.

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